Five Stars Finance offers sub-prime loans at competitive rates with world-class customer service. In-house financing allows us to finance individuals that others can't. Five Stars Finance has a 99% approval rate on auto loans for anyone who meets minimum industry standard requirements. Additionally, Five Stars Finance is partnered with Credit Acceptance, one of the nation’s largest auto finance companies. As one of only 107 dealerships in California that works with Credit Acceptance, we benefit from their financial backing as well as their service support. They help us finance vehicles and they take over the loan servicing, collections and repossession which lowers our overhead.